Immediate Financial Support When Accidents Happen
Group Accident Insurance helps employees handle unexpected medical costs resulting from injuries — without draining their savings or emergency funds.
It’s one of the most popular voluntary benefits because claims are simple, payouts are fast, and premiums are low.
What Does Group Accident Insurance Cover?
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ER visits
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Broken bones
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Dislocations
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Concussions
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Burns
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Ambulance transportation
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Hospital stays
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Follow-up treatments
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Physical therapy
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Surgery related to accidents
Benefits are paid directly to the employee, not the doctor or hospital.
Why Employers Offer Accident Insurance
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Enhances benefits with low employer cost
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Optional employer contribution or fully voluntary
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Helps employees avoid financial hardship
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Encourages workforce wellbeing
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Easy enrollment and instant issue
Plan Features
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No health questions
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Guaranteed acceptance
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Cash benefits paid directly to employees
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Can include spouse & children
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Works alongside health insurance
Employees appreciate accident insurance because it helps cover:
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Deductibles
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Co-pays
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Lost wages
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Childcare
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Everyday expenses
Strengthen Your Benefits Package With Group Accident Coverage
Simple, affordable protection your employees will actually use.