Retirement Planning
Protect Your Future. Grow Your Wealth. Retire Confidently.
Whether you’re buying coverage for yourself, your family, or your employees, Lyons Life helps you compare the right plans with confidence.
We guide you through ACA/Marketplace plans, private health options, and additional protection like dental, vision, accident, and hospital indemnity. Our job is to make sure you’re covered properly — without overpaying.
Why Retirement Planning Matters
Retirement is one of the biggest financial transitions of your life. Your priorities shift from accumulation to preservation, income, and security.
A strong retirement plan should answer questions like:
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Will I have enough money to last the rest of my life?
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How can I protect my savings from market losses?
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What happens if inflation increases?
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How do I make my income predictable, guaranteed, and tax-efficient?
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What if I need long-term care or unexpected medical support?
You deserve more than guesses.
You deserve a plan grounded in safety, guarantees, and clarity.
Our Approach to Retirement
At Lyons Life, we take a holistic approach that prioritizes:
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Safety First – We focus on strategies that protect your principal — especially important for people nearing or already in retirement.
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Predictable Lifetime Income – Your bills don’t stop when the market drops. Your income shouldn’t either.
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Tax-Efficient Growth – We help structure assets to grow with tax advantages, where possible.
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Protection From the Unexpected – Market crashes, healthcare needs, and longevity risks can derail a retirement plan — unless you prepare for them.
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Simple, Transparent Advice – No complexity. No jargon. Just clear options and real strategies.
The Pillars of Strong Retirement Planning
1. Income Protection
Your retirement should not depend on market performance. We help you structure guaranteed income streams that last as long as you do.
This includes:
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Lifetime income annuities
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Guaranteed withdrawal benefits
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Pension modernization strategies
2. Market Risk Management
You don’t need to take unnecessary risks to grow your savings.
We focus on insurance-based solutions that:
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Protect 100% of your principal
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Allow market-linked growth without losses
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Provide predictable, steady accumulation
This naturally leads clients toward Fixed Indexed Annuities, one of the strongest tools for risk-free growth with upside potential.
3. Safe Money Growth
Not all retirement products are tied to the stock market.
We provide safe, stable growth options like:
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Fixed annuities
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Multi-Year Guaranteed Annuities (MYGAs)
These are ideal for clients who want:
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CD-like safety
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Higher guaranteed interest rates
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Predictable multi-year growth
4. Long-Term Care Planning
70% of retirees will need long-term care at some point.
We help protect your retirement savings with:
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Long-term care insurance
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Hybrid life insurance + LTC plans
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Asset-based LTC solutions
This ensures your family and finances remain protected, no matter what happens.
5. Wealth Transfer & Legacy Planning
Your money should go where you want it to go.
We help with:
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Tax-efficient inheritance strategies
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Guaranteed death benefit planning
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Tools to pass wealth safely to children or beneficiaries
Where Should You Start?
Fixed Indexed Annuities (FIAs)
For clients who want safe growth + upside potential
FIAs offer:
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Market-linked gains
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100% principal protection
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No losses due to market downturns
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Optional lifetime income riders
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Strong long-term accumulation potential
They are ideal for:
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Pre-retirees
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Retirees needing lifetime income
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Anyone who wants risk-free growth with more potential than CDs/MYGAs
Fixed Annuities & MYGAs
For clients who want guaranteed, predictable growth
These offer:
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Safe, stable interest
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Guaranteed multi-year rates
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CD-like structure with higher yields
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Simple, no-risk accumulation
Perfect for:
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Conservative investors
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Short-to-mid-term planning
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Individuals moving out of volatile investments
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Clients who want guaranteed returns without stock market exposure
Why People Choose Lyons Life for Retirement Planning
✔ Independent – We represent dozens of top-rated carriers
✔ Custom strategies based on your age, goals & risk profile
✔ Transparent comparisons of all guaranteed income options
✔ Safe, stable solutions for long-term financial security
✔ Clear guidance on pension rollover, 401(k) transfers & IRA planning
Our mission is to give you the confidence of knowing:
Your retirement is protected. Your income is secure. Your future is predictable.
Ready to Build Your Retirement Plan?
Whether you’re starting early, nearing retirement, or already retired, we’ll help you build a plan that gives you peace of mind for life.
Book a Free Retirement Review | Speak with a Lyons Life Specialist | Explore Safe Retirement Strategies