Annuities & Retirement

Income You Can't Outlive

Protect your nest egg from market loss and turn your savings into guaranteed, predictable retirement income.

No pressure, no obligationFixed IndexedMYGALifetime IncomeRollovers

Is this right for you?

  • ✓ You're 5–15 years from retirement (or already there)
  • ✓ You want to protect savings from a market crash
  • ✓ You want guaranteed lifetime income
  • ✓ You have an old 401(k) or IRA to reposition
The Details

What you get

📈

Protected Growth

Grow with the market's upside and a floor that protects you from market losses.

💵

Guaranteed Income

Turn savings into a paycheck for life — income you can't outlive.

🔒

Principal Protection

Keep the money you can't afford to lose right before or during retirement.

🔄

IRA / 401(k) Rollovers

Reposition qualified money tax-efficiently, with RMDs handled correctly.

🧮

Tax-Deferred

Let your money compound without annual taxes until you withdraw.

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Suitability First

We only recommend an annuity when it genuinely fits your goals and timeline.

Why Lyons Life

Independent means it's built around you

We shop 30+ carriers to match you with the right income option for your situation and budget — no pressure, no obligation.

Questions

Good to know

Are annuities safe?+

Fixed and fixed-indexed annuities protect your principal from market loss. Guarantees are backed by the issuing insurer.

Will my money be locked up?+

Most plans keep a portion liquid each year and allow access for emergencies. We match the product to your timeline.

What about my RMDs?+

If it's qualified money, we design the income to satisfy your required minimum distributions correctly.

Get Started

Let's build your plan.

Tell us a little about you and a licensed Florida agent will reach out with real options — no cost, no obligation.

Get My Free Protection Plan →