Now recruiting life insurance agents · Nationwide

Sell life insurance the right way — with leads, a proven system, and a book you actually own.

We hand you the leads and a battle-tested Mortgage-Protection-to-Zoom system. You dial, book, and close — and cross-sell life, health, LTC, disability, and annuities. No recycled leads. No chargeback traps. No "you can't leave."

Independent (1099) Leads provided Own your book No non-compete

Built for agents who refuse to fail

Whether you're brand-new and hungry or an experienced producer fed up with the mills — if you're coachable and treat this like a business, you'll win here.

1

New & hungry

Never sold a policy? We'll get you licensed-ready, contracted, trained by real producers, and making money on a system that works from week one.

2

Experienced & done with the games

Tired of resold "exclusive" leads, chargeback debt, and comp you can only raise by recruiting? Bring your book of skills — keep more of what you earn.

3

Failure-is-not-an-option

We want driven people. We give you the leads, the system, the carriers, and the tech — you bring the work ethic. That combination is unstoppable.

The industry is broken. You already know it.

Here's what agents complain about at almost every big shop — and why so many quit in year one.

Recycled "exclusive" leads

You pay premium prices for data that's already been sold to 5–7 other agents.

Chargeback & lead debt

Agents leave $10k–$20k in the hole. Advances clawed back, lead bills on the way out.

Comp only if you recruit

Top contracts are locked behind building a downline — not your personal production.

You can't leave

"Independent" agents get release refused and non-competes waved in their face.

Trained by recruiters

New agents "trained" by other new agents whose real job is recruiting the next class.

A dialer and a prayer

Outdated tech, no real system, and a login to an overpriced lead vendor. Good luck.

What you get with Lyons Life

We fixed everything on that list. Here's the deal.

📇

Leads provided

We buy targeted new-homeowner data in your state. You don't hunt for business — you dial, book, and close.

🎯

A proven system

Cold call → book a Mortgage Protection Zoom → uncover the real need → close MP and cross-sell. It works, and we teach it step by step.

🧩

Sell more than life

Full carrier shelf: Life, Health, Medicare, Long-Term Care, Disability, and Annuities. Health contracts so you cross-sell every household. More per client, a stickier book.

💻

Modern tech, included

Your own CRM & agent portal, automated onboarding, and texting built in. A real system — not a spreadsheet and a prayer.

💵

Comp you don't recruit for

Strong contracts you raise on your own production. Build a team only if you want to — it's never the ceiling.

🔓

Own your book. Leave anytime.

Real vesting, guaranteed free release, no non-compete, and no chargeback traps. What you build is yours.

How the system works

Simple, repeatable, and proven. This is the exact path from lead to paid.

We provide the leads

Targeted lists of people who recently purchased a home in your state — real prospects with a real need.

You call and book

Work the phones with our scripts and set Mortgage Protection Zoom appointments.

Run the Zoom & uncover the need

On the call you find where they're exposed — mortgage protection first, and often Long-Term Care, Disability, annuities, or a health gap.

Close, cross-sell & build

Write the business, serve the whole household, and grow a book you own — with our carriers, tech, and mentors behind you.

Lyons Life vs. the mills

Same industry. Completely different deal.

What you getTypical downline shopLyons Life
Leads"Exclusive," resold 5–7×Provided homeowner data, a proven calling system
Path to top compOnly if you recruit a downlineYour own production — recruiting is optional
ProductsOne lane (usually FE)Life, Health, Medicare, LTC, DI, Annuity
ChargebacksLead debt & clawbacks on exitFair economics, multi-carrier lowers lapses
LeavingRelease refused, non-competesGuaranteed free release. Own your book.
Tech & trainingDated tools, trained by recruitersFull CRM included, mentored by producers

Common questions

Do I need experience?

No. We recruit brand-new agents and experienced producers alike. If you're coachable and driven, we'll train you on the system.

Do I need a license?

You'll need a life insurance license to write business — if you don't have one yet, we'll point you to exactly how to get it and get you contracted.

Is this 1099 / independent?

Yes. You're an independent agent. You own your book, and you're free to leave anytime — no non-compete.

What will I sell?

Mortgage Protection is the door-opener. From there you cross-sell Life, Long-Term Care, Disability, Annuities, Health, and Medicare across our full carrier shelf.

How do the leads work?

We buy targeted new-homeowner data in your state and you cold call to book Zoom appointments. No generating your own leads from scratch.

Ready to build something real?

Tell us about you and grab 15 minutes with our team. If it's a fit, we move fast.

You're in — last step.

Grab a 15-minute call and let's see if it's a fit.

Book my 15 minutes

Independent contractor (1099) opportunity. Lyons Life is a licensed independent insurance agency. This is not an offer of employment and no specific income is promised or guaranteed — individual results depend on effort, licensing, and market conditions.