Health & Private Coverage

Health Insurance That Fits Your Life

Marketplace, private, and short-term coverage for individuals, families, and the self-employed — without the marketplace headache.

ACA / MarketplacePrivate HealthShort-TermDental & Vision

Is this right for you?

  • You're self-employed, 1099, or a small business owner
  • Your premium jumped and you want to compare options
  • You're between jobs or lost coverage
  • You want someone to shop it for you, free
The Details

What you get

ACA / Marketplace

We'll check every subsidy you qualify for and find the plan that keeps your doctors and your budget.

🧑‍💼

Self-Employed & 1099

Coverage built for people who don't get insurance through a job — freelancers, contractors, owners.

Short-Term Plans

Bridge a gap between jobs or outside open enrollment so you're never walking around uncovered.

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Dental & Vision

Affordable add-ons to round out your coverage.

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Real Networks

We help you keep the doctors and hospitals you actually use.

📞

A Real Local Agent

No 1-800 call center — a licensed Florida agent who answers when you call.

Why Lyons Life

Independent means it's built around you

We shop 30+ carriers to match you with the right health option for your situation and budget — no pressure, no obligation.

Questions

Good to know

Is this the government marketplace?+

No — we're an independent agency. We can help you with ACA/marketplace plans and private options, and we shop them all for you.

Can I get covered outside open enrollment?+

Often yes — a life change (job loss, move, marriage, new baby) can open a Special Enrollment window, and short-term plans are available year-round.

Will it cost more to use an agent?+

No — our help is free. We're paid by the carriers, not you.

Get Started

Let's build your plan.

Tell us a little about you and a licensed Florida agent will reach out with real options — no cost, no obligation.

Get My Free Protection Plan →