Mortgage Protection

Keep Your Family in the Home

Make sure the mortgage gets paid off and your family keeps the home if something ever happened to you.

New HomeownersTermLiving BenefitsCash Value

Is this right for you?

  • You recently bought or refinanced a home
  • You have a family who'd struggle with the payment
  • You want the home protected, not just insured
  • You'd like coverage that can build value too
The Details

What you get

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Pay Off the Home

A tax-free benefit large enough to clear the mortgage so your family stays put.

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Money Goes to Family

The benefit goes to the people you choose — not the bank — to use however they need.

❤️

Living Benefits

Many plans let you access funds early if you face a serious illness.

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Own vs. Rent

Choose pure term protection, or a plan that also builds tax-advantaged cash value.

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Lock It In Now

Cheapest when you're newly approved and healthy — set a low rate for the life of the loan.

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No Exam Options

Many plans approve in minutes with just a few health questions.

Why Lyons Life

Independent means it's built around you

We shop 30+ carriers to match you with the right keep option for your situation and budget — no pressure, no obligation.

Questions

Good to know

Is this required by my lender?+

No — it's optional coverage that you own, and the benefit goes to your family, not the bank.

How is this different from what the bank offers?+

Bank mortgage insurance usually pays the lender and shrinks as your balance drops. Our coverage pays your family the full benefit.

What if I sell or refinance?+

The policy is yours and the benefit goes to your family regardless of the loan.

Get Started

Let's build your plan.

Tell us a little about you and a licensed Florida agent will reach out with real options — no cost, no obligation.

Get My Free Protection Plan →