For Businesses & Institutions
MEDICARE 101 — Your Complete Guide to Medicare in 2025
Confused about Medicare? You’re not alone — and you’re in the right place.
Navigating Medicare can feel overwhelming. That’s why we created this free Medicare 101 training, designed to simplify everything you need to know before enrolling.
Whether you’re turning 65, already on Medicare, or planning ahead for retirement, this page will give you the clarity and confidence you deserve.
Free Medicare 101 Video Training
What you’ll learn in this video:
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What Medicare is and how it works
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Part A, Part B, Part C & Part D explained
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What Original Medicare covers (and doesn’t)
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Medigap vs Medicare Advantage
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Prescription drug coverage
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Enrollment deadlines
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How to avoid costly penalties
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How to choose the right plan for YOU
👉 Watch the full training, then schedule your personalized Medicare Review below.
Why Medicare Matters
Medicare is a powerful program — but it’s not one-size-fits-all.
Choosing the wrong plan can affect:
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Your doctors
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Your medications
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Your out-of-pocket costs
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Your retirement budget
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Your long-term financial protection
Our mission is to help you avoid mistakes and choose coverage that truly supports your lifestyle and health needs.
The 4 Parts of Medicare (Explained Simply)
Part A — Hospital Insurance
Covers hospital stays, skilled nursing, hospice, and limited home health care.
Most people pay $0 for Part A.
Part B — Medical Insurance
Covers doctor visits, outpatient services, lab work, preventive care.
2025 premium: $181/month for most people.
(Additional charges may apply depending on income.)
Part C — Medicare Advantage
All-in-one alternative to Original Medicare.
Often includes dental, vision, hearing, and prescriptions.
Part D — Prescription Drug Coverage
Helps pay for medications.
Required unless you have other credible coverage
Your Two Paths for Medicare Coverage
Medicare gives you two main choices:
OPTION 1 — Original Medicare + Medigap (Supplement) + Part D
Perfect for people who want:
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The widest access to doctors and hospitals
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No referrals
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Predictable, stable costs
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Nationwide coverage (ideal for travelers)
Medigap fills in the gaps that Medicare doesn’t cover — including the 20% coinsurance on Part B.
OPTION 2 — Medicare Advantage (Part C)
Great for people who want:
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Low or $0 monthly premiums
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All-in-one coverage
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Extra benefits like dental/vision/hearing
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Coordinated care
Requires using plan networks and may involve copays, approvals, and annual plan changes.
Your long-term benefits partner.
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Multiple carriers & competitive pricing
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White-glove onboarding and employee education
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Custom solutions for any size organization
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Support year-round, not just at renewal
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Clear, simple explanations without jargon
We handle the details so you can focus on running your business.
Let’s strengthen your benefits and protect your business.
Get a tailored plan that supports your team and secures your company’s future.